Question 1

What does stop-loss insurance cover?

Accepted Answer

Stop-loss insurance protects employers from catastrophic claims that exceed a pre-set threshold. It covers unexpected high-cost medical claims, ensuring your business is not financially overwhelmed by these expenses.

Question 2

How is stop-loss insurance priced?

Accepted Answer

Pricing for stop-loss insurance depends on factors such as the size of the employee group, past claims experience, and the chosen deductible levels. We work with you to find a solution that balances risk management with cost efficiency.

Question 3

What are the eligibility requirements for stop-loss insurance?

Accepted Answer

Generally, stop-loss insurance is available for employers with self-funded health plans. We review your plan and employee demographics to determine the appropriate level of coverage and eligibility criteria.

Group Medical

Pharmacy

Group Life

Dental

Group Disability

Onsite Care

Medical Stop-Loss

Flexible Spending Accounts

Wellness Programs

Voluntary/Worksite Products

Employee Communications

Benefits Administration

Effective Stop-Loss Insurance

Shielding businesses from high medical costs with stop-loss plans.

Facing high medical costs without proper risk protection?

High medical costs can burden any business. Our medical stop-loss insurance protects companies by covering large claims, ensuring financial stability while maintaining comprehensive employee health benefits.

With Medical Stop-Loss Insurance Plans from J. Arthur Dail, your business gets:

Cost Savings.

Risk Protection.

Employee Coverage.

Protect Your Bottom Line